Becoming a homeowner is a significant milestone that many aspire to achieve, especially first-time home buyers. However, the journey towards owning a home can often seem daunting, with financial barriers and complex processes to overcome. In a bid to make homeownership more accessible, both Fannie Mae and Freddie Mac have introduced special programs designed specifically…

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  Income No matter what the state of the housing market, having a steady and sufficient income is essential to buying your first home. You will need 2 years of steady income from the same industry.  If you have been in school for a professional career, your schooling could could as time in the career…

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