Posts Tagged ‘apply’
What Causes Mortgage Rates to Change?
Mortgage rates change daily, and sometimes multiple times per day. In this article, “mortgage rates” will refer to the combination of upfront cost and actual interest rate. The 2 Components of Mortgage Rates. For example, if we talk about “higher rates,” it could either mean that the interest rate is higher, or simply that the…
Read MoreThe First-Time Home Buyer’s Guide to the Closing Process
Congratulations, first-time home buyers! You’ve embarked on an exciting journey towards homeownership. As you near the end of this process, it’s crucial to understand the closing process thoroughly. Closing is the final step where all the necessary paperwork and financial transactions take place to officially transfer the ownership of the property to you. To make…
Read MoreA First-Time Homebuyer’s Guide to the Appraisal Process
Congratulations! You’ve taken the exciting step of becoming a first-time homebuyer. While the journey towards homeownership can be exhilarating, it’s important to be well-informed about the appraisal process—the crucial step that helps determine the fair market value of the property you intend to purchase. In this blog post, we’ll walk you through what to expect…
Read MoreA Guide to the Homebuying Journey: What to Expect as a First-Time Homebuyer
Are you ready to embark on one of life’s most significant milestones as a first-time homebuyer? The prospect of owning your own home can be exhilarating, but it can also seem daunting with the numerous steps involved in the purchase process. Fear not! In this comprehensive guide, we will walk you through the homebuying journey…
Read MoreHELOC – Home Equity Line of Credit
Getting a home equity line of credit (HELOC) can be a great way to pay for home renovations, help pay for a child’s college tuition, or finance other important financial goals. Unlike a traditional mortgage loan though, where you are loaned a lump sum and then immediately start paying it back, a HELOC is more…
Read MoreBe Prepared!
Purcahse season is here! Here are 6 major mortgage mildstones to accomplish to make sure you are ready when you find your dream home. Get Pre-approved In competitive markets like today with limited inventory, sellers will not even consider buyers that don’t have pre-approval for mortgage financing. It only takes a few minutes to fill out…
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