Securing a mortgage is a significant financial decision that requires careful consideration and comparison of various factors. When you’re shopping for a mortgage, one crucial step is to compare Good Faith Estimates (GFEs) or Loan Estimates (LEs) provided by different lenders. These documents outline the terms, costs, and details associated with the loan you’re considering.…

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  Income No matter what the state of the housing market, having a steady and sufficient income is essential to buying your first home. You will need 2 years of steady income from the same industry.  If you have been in school for a professional career, your schooling could could as time in the career…

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