The journey to homeownership is an exhilarating one, filled with anticipation and excitement. As you reach the final stages of this process, one of the most crucial milestones is the closing. This is the moment when all the meticulous planning and preparations culminate in the transfer of ownership from the seller to you, the borrower.…

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1. Am I ready to own a home? You may be ready to buy a home if you have a good credit score, money saved up for a down payment and closing costs and make a stable income. However, answering this question requires more than just a knowledge of home loan types, down payments and credit scores.…

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