When considering buying a home, one of the first questions that comes to mind is, “How much house can I afford?” To answer that question, you need to take several key factors into account. These factors include your household income, your monthly debts (such as car loans and student loan payments), and the amount of…

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When you’re preparing to buy a home, several financial factors come into play, one of which is your credit utilization ratio. While you may be familiar with the importance of your credit score, understanding and managing your credit utilization ratio is equally vital. In this blog, we’ll explore what credit utilization is, why it matters…

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